Whether you have a minor
error, or many complicated
ones – we can help.
Our agents have extensive experience in the credit, collections and mortgage industries, which gives us the background knowledge to accurately assess your credit report, and to determine the most viable method of correcting and repairing your credit!
Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or have filed for bankruptcy. Credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.
A recent study has shows that 20% of consumers have an error on at least one of their credit reports!
Our Services
Step #1
Provide us with a copy of your credit report, a list of the inaccuracies that you've found and proof of the inaccuracy.
Provide us with a copy of your credit report, a list of the inaccuracies that you've found and proof of the inaccuracy.
Proof can be in the form of:
Government Issued ID - To correct personal information
Account Statements - To correct account balances and payments
Release Letters - To correct accounts that have been paid
Step #2
We will compile your documentation and build a case explaining to Equifax the inaccuracies on your credit bureau and why these items should be corrected.
Step #3
In 2 to 3 weeks you will receive a letter in the mail from Equifax confirming that your credit report has been updated.
Upon receipt of the letter, your credit will have already substantially improved!
That's it!
Step #1
Provide us with a copy of your credit report, a list of the debt(s) that you've paid off, proof of balance, and proof of payment.
Provide us with a copy of your credit report, a list of the debt(s) that you've paid off, proof of balance, and proof of payment.
Proof can be in the form of:
Deposit Slip - To show payment amount and destination of payment.
Account Statements - To show current balances
Release Letters - To show that the account has been paid and released by the creditor
Step #2
We will compile your documentation, provide it both Equifax and TransUnion and they will correctly update their files with the new statuses and balances.
Step #3
In 2 to 3 weeks you will receive a letter in the mail and via email from Equifax and TransUnion confirming that your credit report has been updated.
Upon receipt of the letter, your credit reports will have been updated with the correct balances and statuses!
That's it!
Step #1
Provide us with a copy of your credit report, a list of the inaccuracies that you've found and proof of the inaccuracy.
Provide us with a copy of your credit report, a list of the inaccuracies that you've found and proof of the inaccuracy.
Proof can be in the form of:
Government Issued ID - To correct personal information
Account Statements - To correct account balances and payments
Release Letters - To correct accounts that have been paid
Step #2
We will compile your documentation and build a case explaining to TransUnion the inaccuracies on your credit bureau and why these items should be corrected.
Step #3
In 2 to 3 weeks you will receive a letter in the mail from TransUnion confirming that your credit report has been updated.
Upon receipt of the letter, your credit will have already substantially improved!
That's it!
Credit Dispute
Our Process is Simple
Update Your Equifax and
TransUnion and Experian
Credit Reports, in Three
Easy Steps.
A recent study has shows that 20% of consumers have an error on at least one of their credit reports!
Our agents have extensive experience in the credit, collections and mortgage industries, which gives us the background knowledge to accurately assess your credit report, and to determine the most viable method of correcting and repairing your credit!
Once the process is completed, your credit score will increase immediately and you may then apply for new credit facilities without the risk of being declined due to inaccurate items on your reports.
We can help
Don’t let credit report errors prevent you from obtaining the financing you need!
Apply Today
Step 1. Provide us with a copy of your credit report(s)
- You can obtain your Credit Reports directly from Equifax, TransUnion and Experian
- We can also help you in obtaining a copy of all your Credit Reports
Step 2. Provide us with proof of the inaccuracies on your report.
An incorrect address or name spelling can be corrected with 2 pieces of Government issued identification.
A satisfied judgment can be corrected with a letter from the creditor showing the judgment has been satisfied.
A paid collection item can be corrected with a letter from the creditor stating that the account has been paid.
A non-discharged bankruptcy can be corrected with a statement from your trustee noting the completion of your bankruptcy.
Payments recorded a past due can be corrected with a bank statement or deposit slip showing the payment was made on time.
Step 3. We create a case using the documents provided and submit it to the credit reporting agency.
- Within 1 – 3 weeks of submission you will receive a letter in the mail outlining the corrections that have been made
Your credit score will increase immediately and you may then apply for new credit facilities without the risk of being declined due to inaccurate items on your reports.
