How to Obtain a Free Credit Report from Experian USA
Discover the step-by-step process to obtain your free credit report from Experian USA and learn how Credit Dispute can help you correct any errors on your credit report.
Increase Your Credit Score With Credit Dispute USA
Common American Credit Report Errors
Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or have filed for bankruptcy. Credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.
A recent study has shows that 20% of consumers in the USA have an error on at least one of their credit reports!
Increase your credit score with Credit Dispute!
Don’t let credit report errors prevent you from obtaining the financing you need!
Your Personal Information
- Make sure your full name, home address, date of birth and phone number are all correct. Errors in your personal information could be a matter of having a common name, but other times, it could be a red flag for fraud.
Your Resolved Accounts
- The public records portion of your credit report, which shows accounts that went into collections, bankruptcies and judgments, tends to be laced with errors.
Your Accounts and Payment History
- Make sure every credit card, line of credit and loan that you have opened is on your credit report and ensure that your accounts accurately portray your payment history. If you’re paying on time, your report should reflect that. If the creditor is in the wrong and isn’t posting updated payments, it will mar your reputation.
Signs of Identity Theft or Fraud
- Credit inquiries that you didn’t authorize, and credit cards, lines of credit or other loans that don’t belong to you are red flags
How Are Credit Scores Calculated In The USA?
Your Credit Score Is Based On These Five Factors
30
Utilization Ratio
10
Account Mix
15
Credit History
10
New Accounts
35
Payment History
Credit Dispute USA Services
Free Consultation Prior To Payment
Standard Dispute
$500
- Credit report(s) provided by client
- Dispute as many errors as requested
- Full review of your credit report
- Coaching on credit score improvement
- Multiple disputes if required
- Payment accepted by ACH
Premium Dispute
$550
- We will help you obtain your credit report(s)
- Dispute as many errors as requested
- Full review of your credit report
- Coaching on credit score improvement
- Multiple disputes if required
- Payment accepted by ACH
Debt Settlement
$Varies
- Reduce your debts by up to 80%
- Complete credit report review
- Creditor account tracing
- Creditor negotiations
- Settlement arrangement
- Includes credit report dispute
- Price based on debt reduction
- No up front costs
We Produce Results!
Update and Correct Your Credit Reports With Credit Dispute Today
Fast Turn-Around
At Credit Dispute, we process the applications the same day they are received to ensure your credit score is updated as quickly as possible.
Always Accessible
We are always available to answer any questions our clients may have. We can be reached by phone, email, or via web chat right here on our website.
Simple Application Process
Our application process is simple, short, and easy to understand. Our agents are always available to guide you through the quick application process.
Always Low Price
At Credit Dispute, we charge the lowest price for credit repair in the industry. There are no hidden fees, what you’re told is what you pay.
